Laura Steffen for Eastlake Real Estate | Call: (619) 504-4033
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Few decisions you will make rival the importance of a home sale or purchase. When the time comes for you to make your real estate move, call on Laura to be the one you can count on during this critical moment. Her goal is to connect you with the right results in your next sale or purchase.

To order any of the following complimentary reports, just check the box to the left of the title and click "Send Me" at the bottom. You will then be prompted to enter your mailing information. Laura will send you the report(s) of your choice once she has received your request.

Special Reports for Home Buyers
Home Buyers: A Critical Guide to Home Loans: Your Options & How They Affect Your Future

The world of real estate finance has become a world of increasingly complicated technical terms and 1001 creative ways to get potential homeowners into their new homes. What you don't know CAN hurt you. This report gives you a strong working knowledge of real estate finance. A must for prospective home buyers and sellers looking to refinance.

Laura's Mortgages Made Easy Guide

 

 

 What is a Short Sale? 

A Short sale is the sale of a home when the homeowner owes more on the property than what it is worth, and your lender accepts a discounted payoff to satisfy the loan.

 

There has to be hardship, loss of wages, death in the family, illness, job relocation, divorce or an increase in mortgage payment due to an adjustable rate.


How do you benefit?

The benefit of a short sale for the homeowner is that it saves you from foreclosure. I negotiate with the bank on your behalf and you walk away from the home and get to start fresh sooner rather than later.  The best part is that it costs you NOTHING! That is right, NOTHING! 

 

 The lender pays virtually all costs including commissions, back taxes, liens, title, escrow, and in some cases, closing costs for the buyer.  You can still sell your home, pay the lender, avoid foreclosure and save your credit for future purchases.

 

     " QUE ES UN SHORT SALE? O VENTA CORTA"

  Un short sale, es la venta de una casa cuando el dueno debe mas de lo que vale la propiedad. El banco o financiera acepta un pago disminuido de lo que se debe para satisfacer el prestamo.Para poder negociar con el banco hay que comprobar que se tienen privaciones, como perdidas de ingresos, muerte en la familia, enfermedad, divorcio, o un aumento del pago mensual debido al ajuste de interes.

 Como le beneficia a usted?

  La ventaja para el dueno es que lo salva de FORECLOSURE, que es equivalente a banca rota.Yo lo representare a usted y negociare con el banco y usted quedara libre de deuda. La mejor parte de este servicio es que no le costara absolutamente nada y  le quedare paz en su mente y en su corazon para usted y su familia.

      La financiera se encarga de pagar la mayoria de los gastos incluyendo, comisiones, taxis, (al corriente y retrasados) titulo y en algunos casos los gastos de compra de el nuevo propietario.

  En el transcurso de este proceso usted puede seguir en su casa, ahorrar dinero y salvar su credito para futuras compras y sobretodo evitar foreclosure.

 

 

 

 

 


 
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Laura Steffen | BRE # 01463507 | Coldwell Banker West
4538 Bonita Road | Bonita, CA 91902
Direct: (619) 504-4033 | Office:
Fax: (619) 270-9974
Laura@LauraSteffen.com

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